Post Office Over 50s Life Insurance Discount Code 2025

With Post Office Over 50s Life Insurance it's a fixed payment term. You pay the policy anniversary date after you turn 90, or until you pass away whichever comes first.

Post Office Over 50s Life Insurance is a simple way to leave your loved ones a cash sum when you die as a gift, to settle unpaid bills or help pay for your funeral. If you’re aged 50 to 80 and a UK resident, you can get cover in place right away. Just choose how much you want to pay each month, from £7 to £100, and leave behind up to £10,000 when you pass away. The more you pay each month, the bigger the cash sum your family will get from your Over 50s plan.

Your Post Office Over 50s Life Insurance policy continues for the rest of your life. You just need to keep making monthly payments either until the policy anniversary date on or after your 90th birthday or you pass away.

You can apply for a maximum cash sum of £10,000 or pay a maximum of £100 per month, whichever is lower. You can have more than one Post Office Over 50s Life Insurance policy but the total amount of coverage across all of these policies can't be more than the maximum cash sum (£10,000) and maximum payment amount limits (£100 per month). If an application takes you above these limits, they'll reduce the cash sum of your most recent policy, or cancel it, to ensure the maximum limits aren't exceeded. Post Office Over 50s Life Insurance will write to you to confirm they've done this.

Losing a loved one is a difficult time. The last thing those you leave behind need is a drawn-out claims process. When the time comes, they'll make it easy for your personal representatives to claim the cash sum from your policy. If you've recently lost someone and need to claim on behalf of someone, you can find all of the information you need.