What does Public Liability cover you for?
Public liability covers your legal liability should you injure a third party or damage their property. Many venues will ask you to provide evidence of public liability in case you damage their venue, or injure a member of the audience when you are performing.
How do I make a claim?
For policies incepted from 1st Jan 2016 and onwards. Please call the claims team on 0800 112 4054 or email [email protected]
What is New for Old cover?
If your equipment is ever lost, stolen or damaged beyond repair, we’ll replace it New for Old up to the sum insured for instruments less than 3 years (laptops and computers less than 18 months old).
What if my equipment is older than 3 years old?
If you want to ensure equipment that is older than 3 years old, which still may be worth a lot of money as it could be vintage then we will replace it at market value.
Do I need to list my equipment?
No, Insure4Music do not require you to list your equipment. You will need to provide evidence of ownership in the event of a claim.