The Van Insurer Discount Code 2025

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A no-claims bonus is a percentage of your total premium but insurers have their own rules about what that percentage is. Providers will look at your insurance history to work out how many years you’ve gone without claiming. In general, the more years of no claims you have, the bigger the discount and the greater the savings.

If you’re switching insurers, your old insurer will be able to give you this information – your new provider will need this as proof.

In short – yes. If the policy lists you as the main driver, you can earn a no claims bonus. If you’re using your van for work and home use (like dropping the kids at school or doing the weekly shop) just remember to make sure your policy covers you for both uses.

If you use a fleet van under an ‘any driver’ policy, then chances are that you won’t be able to build up any no claims bonus. If you’re an experienced driver and have driven a fleet van for many years, insurers might take this into account but there’s no guarantee that it will help lower your premium.

This depends on the insurer. Some will let you keep your NCB and it won’t be affected if you’re hit by an uninsured driver. In most cases though, you stand to lose some or all of your NCB (depending on how many years you have) unless you have protected it.